What is High-Yield Investment Program About?

A high yield investment program, according to Wikipedia, is a particular type of investment fraud. Basically, it just means paying old investors with ‘new money’ sucked out of newer initiates to the program. As soon as the program quits or slows down in acquiring new investors (or fresh meat) the system collapses in on itself.

Most of these scams don’t last very long, and unsurprisingly usually emanate from offshore and international areas where it’s hard to track down either the perpetrators or the money.

These are better known to some people as Ponzi Schemes or Pyramid Schemes, and most of these ‘investment opportunities’ are at least one of these things if not both of them.

Warning Signs

The first thing you need to look for when you think you may have come up with a Ponzi scheme is to find their claims about returns. For some reason, they’re almost always insanely, exceedingly high, like 1% per day or something insane like that. Just do the math for a second…1% per day is 365% per year, aka a tripling of the initial investment. This sort of thing almost never happens in real life. Unless your friend growing up was named Steve or Bill and started a computer company in Silicon Valley in the 80s…most people don’t get returns like this on their investments.

Basically, if it’s too good to be true, it probably is.

The second thing worth looking at is that with such big returns, you might wonder why they’re needing new investors. If your money is tripling every year, you probably don’t want to screw anything about that formula up.

And if gains were that good, you’d better believe that people would be actively looking to get their money involved in a project with those kinds of returns…not vice versa.

Another pretty important thing to think about is that if a company was doing that well, they’d probably have a pretty well thought out plan when it comes to where the money goes and why. This sort of investment plan is called a prospectus, and basically, every legal investment and the financial instrument have one.

The thing is, a lot of these websites literally only have a couple very vague paragraphs written about ‘Forex’ or ‘trading bots’ or Bitcoin fluctuations…and then usually on the same page ask for ‘investments’ of up to ten thousand dollars!

As a writer, I love the idea of writers getting paid extremely well for writing a few murky paragraphs. However, all kidding aside, if you plan to invest with a company, check them out. Read everything there is to read about them, and hope that they have a really good plan for safeguarding and growing your money.

Not having those sorts of things is a red flag for sure.

Finally, there’s one other thing these scammers have up their sleeves; fake reviews. Some of the worst, scummiest websites around have ‘great reviews’ on other websites…because usually the same person or company that owns the investment website also owns the review website!

Sometimes websites pay workers to simply bombard legitimate review sites with bogus reviews, making the legit reviews that tell the truth about the scam to look silly or at the minimum in the minority.

Finally, a lot of these sites only last for a very short time; at some point, they just fold up and turn into ‘’404 Error’’ sites. Maybe if you’re lucky you might catch up with the former owner scuba diving in Thailand or something.

The Real Answer

Seriously, do yourself a favor and be careful when investing online! Don’t just give your money to anyone. Actually, don’t give your money to anyone at all. You know how the Internet really works, right?

People visit websites because they like them. Because there are stories on them that they want to read, or videos on them they want to watch.

What’s usually also on those websites are small advertisements. People aren’t annoyed by them as long as they’re not intrusive, and advertisements have been a part of society now for hundreds of years.

Companies like Google and Amazon take care of their partners, and they actually pay pretty well when it comes to paying affiliates money if they make sales or get traffic from other websites.

The professional term fo this type of work is called ‘’affiliate marketing’’ and it’s really the best way to make money online. I have written the benefits of affiliate marketing and how you could make money by helping others?  Please take the time to read if you are new to affiliate marketing. Sadly, it’ll never generate the excitement that these scam sites do, because of two things:

One, it doesn’t double or triple your initial investment in a week, like those scammer sites, claims to do.

Two, it’s because becoming an efficient and money making affiliate marketer requires a fair amount of work.

But if you can build up a site that people like, even if it’s just a small subset of the population of Earth, you can do well for yourself. Indeed you are able to build your legitimate income on your comfort zone as long as there is connection to wifi. What you need is right education and right platform that able to guide in reaching your goal.

Read this #1 recommendation if you wanted to succeed in your online journey. I have never look back since thenI found this platform.

Work and apply yourself, don’t give your money to scammers!

It’s Your Turn Now

What is your thought after reading this article? Do you experience in HYIP before Or anyone of your closed one being scammed by this High Yield Investment Program in their life? Feel free to share it with us and we would like to hear from you.

Last but not least I would like to take this opportunity to thank you for spending the time read this and I really wish beneficial to you. Please share your social network so that they can benefits from it too.

Do let me know if you need any help from me and I am more than willing help you out in your online journey. Together we make the internet scam free which I think is possible if everyone of is doing our part to warn each other.

Sharing is Caring
Maxx Tan

Maxx is an experienced online marketer that would like to give a hand to those wants to achieve more in building a successful online business. He also has a strong passion for investing and spent most of his free time doing research and trading.

  • Phil says:

    Hi there,
    This a great post on HYIPs and unfortunately I have fallen for a few of these in my time.
    The powers that be who should be policing these people have left so many people down over the years, I feel the legislation needs to be tightened a lot.
    The trouble is that the websites advertising these hyips are so tempting and its easy to get caught up in these, especially when we read about the great return of yields that they promise.
    Wll done again on giving us the heads-up on these.
    Cheers and best wishes
    Phil Browne

    • Maxx Tan says:

      Hey Phil, No problem at all. As mentioned I always wanted to help out people to stay out of crap.

      Thanks for dropping by and I wish you all the best.

  • Jack Taylor says:

    Hi Maxx,

    That’s a great article! This information will help thousands of people from losing money investing. It’s exactly like gambling. You never know what return you’ll get on your money. Thanks for the great advice. Everyone needs to listen to Maxx. Be very careful with your money.



    • Maxx Tan says:

      Thank you Jack, and good to know you like this article. Do share to your network letting more people aware of this.

      Have a great day ahead.

  • BobbyCorno says:

    I have fallen for these HYIPs more than once, and have always regretted it. Their ad writers are very effective. I appreciate how you have carefully laid out what our response should be to these wild claims, and what our due diligence should consist of. Information is power, and you have empowered many by your post, thanks!

    • Maxx Tan says:

      Hi BobbyCorno, It’s my honor to write an informative review for all my readers and happy you like my layout. Thanks for the compliment. 

  • Great website. says:

    Hi Maxxlife

    I have had the misfortune of knowing a whole bunch of people that all fell for this one High-Yield Investment Program or Ponzi Scheme. It happened in a church where some of my relatives attended. Anyway, there was a lot of grief when everything collapsed with that Ponzi Scheme. One of my relatives lost his whole life savings and his wife left him shortly afterward. The pastor of the church and his partner ran off with everyone’s money and no one is yet to be arrested for the case.

    Back then, the internet was in it’s infancy. I wish there were sites like yours back then to warn people about this king of scams.

    Thank you for your being out there to warn people about the threats caused by these evil people.

    Keep up the good fight,
    Pelesio Kama.

    • Maxx Tan says:

      Hi Pelesio, Sad to hear your relatives stories here. Ponzi scheme always overpromised things like huge return and entice people with testimonials. I have personally encountered before and results are still the same – collapse. 

      Since then I have very cautious towards Ponzi and hated it. That’s why writing this to reach more people. 

      Good luck in your online journey,


  • Marcie says:

    Hey Maxx!
    Wow what an article! I have never heard of these things and I found it fascinating, to say the least!
    I must admit that it’s not something I have considered looking into, having got sucked in by pyramid schemes and the like in the past, I am very cagey!
    But great information, keep em coming!

    • Maxx Tan says:

      Hi Marcie and thanks for dropping your comment here. Glad you like this and for sure more awesome contents is coming up. 

      Take Care,


  • Roopesh says:

    I came across one Ponzi scheme recently that used bitcoins to entice people into signing up. What was interesting is that they company was making such lavish claims, yet there was not one solid testimonial to back anything up.

    Furthermore, they did not reveal how my money would be invested. They even went to the point of putting up a disclaimer to the effect, that ‘there are no guarantees, ‘ as to whether you will make anything at all.

    I knew it was time to pack up and run far away….

    • Maxx Tan says:

      Yeah, if you find the deal or promise is too good to be true then you have to very cautious in them. Often times, newbies will always fall into these and when they found out that’s already too late and they had already lost much money into it. 

      So share this with your closed one and let’s make the Internet a safer place together. 

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